Can I Use Food Stamps on Instacart

Can you use food stamps (SNAP benefits) on Instacart? The answer is yes, you can use your Electronic Benefits Transfer (EBT) card to purchase eligible food items on Instacart, a grocery delivery service. SNAP is a U.S. government program that provides financial assistance to families and individuals with low incomes to buy food. When using your EBT card on Instacart, you will need to select the “EBT SNAP” payment option at checkout. Instacart accepts EBT cards from all states that participate in the SNAP program. Once you have selected the EBT SNAP payment option, you will be prompted to enter your EBT card number and PIN. After your EBT card information has been verified, your order will be processed and delivered to your chosen address.

Accepted Payment Methods for Instacart

Instacart accepts various payment methods for your convenience and security.

Credit and Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

Prepaid Cards

  • Instacart prepaid cards
  • Visa prepaid cards
  • MasterCard prepaid cards
  • American Express prepaid cards

Gift Cards

  • Instacart gift cards
  • Visa gift cards
  • MasterCard gift cards
  • American Express gift cards


  • Apple Pay
  • Google Pay
  • PayPal
  • Venmo


Cash is accepted at some Instacart-partnered stores for in-store pickup orders.

SNAP Benefits

Unfortunately, SNAP (Supplemental Nutrition Assistance Program) benefits, commonly known as food stamps, are not accepted as a direct payment method on Instacart.

Instacart Express Membership

Instacart Express members can pay for their membership using credit/debit cards, Instacart gift cards, and PayPal.

Instacart Payment Methods
Payment MethodAccepted
Credit and debit cardsYes
Prepaid cardsYes
Gift cardsYes
CashYes (for in-store pickup only)
SNAP benefitsNo
Instacart Express membershipYes

SNAP (Supplemental Nutrition Assistance Program) Eligibility

To be eligible for SNAP benefits, you must meet certain requirements set by the USDA (United States Department of Agriculture). These requirements include:

  • Gross income: Your household’s gross income must be at or below 130% of the poverty level. You can find the current income limits here.
  • Assets: Your household’s assets must be below certain limits. For most households, the asset limit is $2,500 for individuals and $3,750 for couples. Households with a member who is elderly or disabled may have higher asset limits.
  • Work requirements: Able-bodied adults between the ages of 18 and 49 without dependents must meet certain work requirements to receive SNAP benefits. These requirements include working or participating in a work program for at least 20 hours per week.

Using SNAP Benefits on Instacart

If you are approved for SNAP benefits, you can use them to purchase eligible food items on Instacart. To do this, you will need to:

  1. Create an Instacart account and link your EBT card.
  2. Add eligible food items to your cart.
  3. Select “EBT” as your payment method at checkout.
  4. Enter your EBT card number and PIN.

Your SNAP benefits will be applied to your purchase, and you will be able to pick up your groceries at a designated location or have them delivered to your home.

Eligible Food Items

SNAP benefits can be used to purchase a variety of eligible food items, including:

  • Fruits and vegetables
  • Meat, fish, and poultry
  • Dairy products
  • Bread and cereal
  • Snacks and beverages

SNAP benefits cannot be used to purchase alcohol, tobacco, or hot prepared foods.


Instacart charges a delivery fee for all orders. The fee varies depending on the size of your order and the delivery window you choose. You can also add a tip for your Instacart shopper.

Delivery FeeMinimum Order

SNAP benefits can be used to cover the cost of the delivery fee, but they cannot be used to pay for tips.

Shopping With Food Stamps Online

The Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, is a government assistance program that helps low-income individuals and families purchase food. SNAP benefits can be used to buy food at authorized retailers, including some online grocery stores.

How to Use Food Stamps on Instacart

  • Check if your state participates: SNAP online shopping is not available in all states. To see if your state participates, visit the USDA’s SNAP online shopping website.
  • Create an Instacart account: If you don’t already have an Instacart account, you can create one for free. You will need to provide your name, email address, and a password.
  • Link your EBT card to your Instacart account: Once you have created an Instacart account, you can link your EBT card to it. To do this, go to the “Payment” section of your Instacart account and select “EBT” as your payment method. You will need to provide your EBT card number and expiration date.
  • Shop for groceries: Once your EBT card is linked to your Instacart account, you can start shopping for groceries. You can add items to your cart by searching for them or browsing the aisles. When you are finished shopping, review your order and select a delivery time.
  • Pay for your groceries: When you are ready to pay for your groceries, select “EBT” as your payment method. You will be prompted to enter your EBT card PIN. Once you have entered your PIN, your order will be processed.

SNAP Online Shopping Fees

Some online grocery stores charge a fee for SNAP online shopping. The fee can vary depending on the store. Instacart charges a $3.99 delivery fee for SNAP orders. You can also choose to pay a monthly subscription fee of $9.99 to waive the delivery fee.

StateSNAP Online Shopping Fee
New York$5.99

Benefits of Using Food Stamps on Instacart

  • Convenience: SNAP online shopping allows you to shop for groceries from the comfort of your own home. This can be a great option for people who have difficulty getting to the grocery store or who have limited mobility.
  • Selection: Online grocery stores often have a wider selection of groceries than brick-and-mortar stores. This can be beneficial for people who have special dietary needs or who want to try new foods.
  • Delivery: SNAP online shopping orders are delivered right to your door. This can save you time and money on transportation.

Drawbacks of Using Food Stamps on Instacart

  • Fees: Some online grocery stores charge a fee for SNAP online shopping. This fee can vary depending on the store.
  • Limited selection: Not all online grocery stores accept SNAP benefits. Additionally, the selection of groceries that are available for purchase with SNAP benefits may be limited.
  • Delivery times: Delivery times for SNAP online shopping orders can vary depending on the store and the time of day. You may not be able to get your groceries delivered on the same day that you order them.

EBT (Electronic Benefit Transfer) Cards for Grocery Purchases

EBT (Electronic Benefit Transfer) cards, previously known as food stamps, are an electronic system that enables authorized individuals to use their government-issued benefits to purchase eligible food items. This system is designed to provide supplemental nutrition assistance to low-income families and individuals. With EBT cards, beneficiaries can make food purchases at approved retailers, including many grocery stores and some farmers’ markets, and now, through online grocery delivery services like Instacart.

Using EBT Cards on Instacart

Instacart, a popular grocery delivery service, has partnered with various government agencies to offer EBT payment options for eligible customers. This partnership allows EBT cardholders to conveniently order groceries online and have them delivered to their doorsteps. Here’s an overview of how to use EBT cards on Instacart:

  • Check Eligibility: Confirm your eligibility for government assistance programs like SNAP (Supplemental Nutrition Assistance Program) or WIC (Special Supplemental Nutrition Program for Women, Infants, and Children) by contacting your local government agency or visiting their website.
  • Create an Instacart Account: Sign up for an Instacart account and provide your address and other essential information.
  • Link Your EBT Card: Once your account is set up, navigate to the payment section and select the option to add an EBT card. Follow the instructions to link your card to your Instacart account.
  • Verify Your Identity: Instacart may require you to verify your identity by providing a photo ID and additional documentation. This process helps ensure that EBT benefits are used by authorized individuals.
  • Place Your Order: Browse the available grocery items and select the ones you want to purchase. Make sure to check the product descriptions to ensure they are EBT-eligible.
  • Select a Delivery Time: Choose the preferred delivery time that works best for you. Instacart typically offers same-day or next-day delivery options.
  • Checkout and Payment: During checkout, select EBT as your payment method. Enter the required information, such as your EBT card number and PIN, to complete the transaction.

It’s important to note that not all Instacart stores accept EBT cards. To avoid any inconvenience, check the Instacart app or website to confirm whether your preferred store supports EBT payments.

Benefits of Using EBT Cards on Instacart

  • Convenience: EBT cardholders can order groceries online and have them delivered to their homes, eliminating the need for in-store shopping.
  • Variety: Instacart offers a wide selection of grocery items, including fresh produce, meat, dairy products, and pantry staples, allowing EBT cardholders to choose from a diverse range of options.
  • Accessibility: Instacart’s delivery services make it easier for individuals with mobility issues or those without access to transportation to obtain groceries.
  • Payment Integration: EBT cards can be seamlessly integrated into the Instacart payment system, providing a secure and convenient way to pay for groceries.

By utilizing EBT cards on Instacart, eligible individuals can conveniently access nutritious food options while enjoying the ease and convenience of online grocery shopping.

Table: Common Questions about Using EBT Cards on Instacart

Can I use my EBT card to purchase non-food items on Instacart?No, EBT cards can only be used to purchase eligible food items.
Is there a fee for using my EBT card on Instacart?Instacart does not charge any additional fees for using EBT cards. However, delivery fees may apply depending on the order total and delivery location.
Can I use my EBT card to pay for Instacart’s Express or Instacart+ membership?No, EBT cards cannot be used to pay for Instacart’s membership programs.
How do I report issues or errors related to EBT payments on Instacart?You can contact Instacart’s customer support team through the app or website to report any issues or errors related to EBT payments.

Hey folks, thanks for reading up on all things Instacart and food stamps. I hope you found the answers you were looking for, and if not, keep on digging and you’ll find them. Remember that rules and regulations can change like the weather, so always check the official sources to make sure you have the latest info. In the meantime, keep calm and grocery on! And don’t forget to swing by again soon – I’ll be here, ready to help with more food stamp tips and tricks. Take care!